Results from a 2026 Budget Survey by professional services firm, KPMG, have revealed a strong call for policy continuity, targeted fiscal relief, and an enabling environment to sustain economic recovery and foster inclusive growth.
The most prominent call from respondents is for expanded access to low-cost finance through grants, soft loans, and credit-guarantee schemes
In the survey, 58 respondents called for grants, affordable loans, and working-capital support to help firms expand production and sustain operations. Similarly, a significant number of respondents highlighted access to low-interest credit as the most critical enabler of the Government’s 24H-Economy programme.
Businesses, particularly Micro Small and Medium Enterprises, emphasised that liquidity constraints, high interest rates, and limited access to credit continue to stifle expansion, job creation, and participation in government-led industrial programmes.
Over 85% of the respondents also said that a grant or matching-fund scheme for SMEs would significantly or moderately improve their ability to invest in equipment and technology.
The findings from the 2025 Budget perception survey suggested that Ghana’s macroeconomic stabilisation drive has been broadly successful and has been recognized as such by the private sector.
However, the business climate remains fragile and businesses are yet to realise the full impact of the government’s flagship initiatives.
The KPMG 2026 Pre-Budget Survey was undertaken to capture the perspectives of businesses across key sectors of the Ghanaian economy on the impact of current fiscal and economic policies. The objective is to provide evidence-based insights to inform government’s policy direction for the 2026 National Budget and subsequent budget cycles.
About the Author
